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How Does a Personal Loan Affect Your Credit Score?
For many Singaporeans, personal loans have become a useful tool for managing significant expenses — whether it’s paying for a wedding, funding home renovations, covering medical bills, or simply consolidating debt. While personal loans can provide quick financial relief, they also leave a mark on your credit history, which in turn influences your credit score.…
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5 Reasons to Lend from a Licensed Money Lender in Singapore
In Singapore’s increasingly dynamic financial landscape, individuals often turn to lending options to address a wide range of financial needs—whether for emergency expenses, home renovations, debt consolidation, or bridging temporary cash flow gaps. Among the numerous lending avenues available, licensed money lenders remain a trusted and legally compliant choice for borrowers who seek transparency, protection,…
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How Much Should I Have in My 20s, 30s, 40s, 50s
Money is one of those topics that never seems to go away. Whether you’re in your 20s, just starting out in the working world, or in your 50s, thinking seriously about retirement, the question of “How much should I have saved by now?” is a common one. In Singapore, where the cost of living is…
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The Young Singaporean’s Guide to Money
Growing up in Singapore, it’s almost impossible to ignore the topic of money. Whether it’s paying for a kopi at the hawker centre with PayNow, tapping your EZ-Link card for the MRT, or budgeting your first paycheque, money touches almost every aspect of daily life. Yet for many young Singaporeans—students, fresh graduates, and those starting…
